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• An appointment with Gary Randolph to review your current mortgage needs.
  
• You'll start receiving monthly RateWatch reports via email broadcasts to know what rates are doing now.
  
• The RateWatch report outlines your existing mortgage plan or we'll set up any possible programs to expose possible savings as related to what rates are doing today.
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    Scott & Amanda processed their bills on a monthly basis like most and were very perplexed about the heavy cost of owning debt. They were invited to attend a "Get Out Of Debt" seminar hosted by a popular radio talk show host and during this event received a life changing vision to get out of debt by the time their first child started college. They took quick action to implement their new vision and outlined their debt in the snowball plan recommended by the show host, which is to pay off the small debts first, then add that payment to reduce the next debt & so on. The debt on their home had a higher than normal rate but they discovered a simple tool offered by their lender called the total cost analysis which illustrated the cost of interest over time and how refinancing to a lower rate and adding a small additional payment each month would pay off the debt years earlier than planned. Once the get-out-of-debt snowball plan reduced their regular debt payments, these additional dollars were applied to reduce their home loan, as a result, Scott & Amanda's life was transformed and total freedom from debt was achieved 4 years before their first child attended college. This story has been retold many times. The real heroes in this story are Scott & Amanda who  decided to attack their debt with a simple plan and not to be burdened by debt, they are rejoicing as they found the true reality of  freedom from debt!